Tag Archives:card
High Risk & Low Risk Merchat Services

Q&A: what is the best subprime credit card?

Question by wblueyesinvt35: what is the best subprime credit card?
I have been building my credit and i have an aspen card and a continental card what are other good credit building cards?

Best answer:

Answer by TaxMaven
NONE. Geez, you already tanked your credit & now you want to get more BRAND NEW credit cards to trash?! Come on! Credit has not been a blessing in your life so far. I’m not trying to be mean to you. I’ve been broke before, but I learned my lesson. Consequently, I have not opened a credit account of any kind since 2002. I pay cash for everything (even cars) b/c I live on less than I make & save for big purchases & emergencies. You should try it. My freaking house is almost paid for, & I have so much peace about my finances that it scares all my broke relatives. I use Dave Ramsey’s “Total Money Makeover”. At least grab a copy from your local library or bookstore & read it before you go off thinking that you need “good credit” to have a good life.

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apply for credit card?

Question by caelie a: apply for credit card?
I want to apply for a credit card but I don’t know about credit card companies which provides best credit card.

Best answer:

Answer by Abby_Normal
It depends on your credit.

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Q&A: unsecured credit card?

Question by *Bitch please*: unsecured credit card?
what is a unsecured credit card?

Best answer:

Answer by MadMan
It is a “normal” credit card in which the borrower does not have to deposit any cash with the issuer.

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Establishing credit with no credit or credit card?

Question by Alan: Establishing credit with no credit or credit card?
How would I go about establishing credit with no credit or credit card? I am 21 with no credit or credit card, just a checking/savings account with a debit card. And thats all I want for the rest of my life. I dont spend money unless I have it so I’m not looking into getting a credit card and dealing with all the mess(signing up, extra cards in my wallet, charges, etc). So how can I?
I dont think i can even have my own verizon cellphone plan with no credit unless I put down a huge deposit.

Any help or tips are nice!
Thanks

Best answer:

Answer by Toni
Credit cards are free to use.
If you pay the bill in full each month, you never pay interest and can easily get amazing scores without ever paying a penny.
Any other way of establishing credit will cost you money.

If you get an answer to get a secured card – remember that this card turns into a credit card.
So if you don’t like credit cards – don’t do it.

Secured loan – best way – but will cost you (vs. a free credit card).
With this loan you deposit $ 1,500 to $ 3,000 into a savings or cd and you make a secured loan against it.
Tell the bank what you are doing upfront, and spend at least one year paying back.

Re-consider getting a credit card.
It’s a 100% free way to get top credit ratings without ever paying a penny.
Just make sure you can pay in full each month.
If you ever carry a balance and pay interest it can easily destroy your credit and your life.
47% of Americans pay in full each month (never paying interest or any type of fee).
They have the top scores – could you be one of them???

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secured credit card?

Question by babydoll: secured credit card?
What exactly is a secured credit card?

Best answer:

Answer by KyOOt T
Prepaid credit card. You have to deposit money first into the card before you use it.

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Credit Card Merchant Accounts?

Question by DMG: Credit Card Merchant Accounts?
I recently submitted an application for a business credit card merchant account. It is an existing business with an existing merchant account with another company. This new provider wants me to give them my social security number even though the company has its own EIN/tax ID. Why would they want my social? Does this open me up to financial liabilities of the company? I know if they hard pull my credit information, this has a negative impact on my personal credit rating. The other option is to jump through hoops of sending several years tax returns and months of bank statements. What is the best course of action?
We have been in business for almost 7 years so it is not from lack of history.
This is not for a business credit card, it is for a merchant account to process credit cards.

Best answer:

Answer by RIP LUCY
Just give them your social. Sounds like they will approve your application, based upon your credit. One inquiry isn’t that harmfull and this way is way easier.

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Q&A: credit card?

Question by just fun12: credit card?
what is deffrence between student credit card and secured card?

Best answer:

Answer by bevrossg
Don’t have any credit card. Pay cash and stay out of debt!

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Wells Fargo extends credit card push in deal with Dillard's

Wells Fargo extends credit card push in deal with Dillard's
Under a 10-year agreement likely to begin in the fourth quarter of 2014, Wells Fargo will offer private label and co-branded credit cards on behalf of Dillard's, taking over from General Electric Co's (GE.N) consumer finance unit. Financial terms of …
Read more on Reuters

Woman sought in use of stolen credit cards
Two women were seen on video in Manatee County using credit cards that were stolen from the vehicles parked at Tarpon Pointe. Anyone with information about the two women or the vehicle burglaries is asked to call Manatee County Crime Stoppers at …
Read more on Sarasota Herald-Tribune

Credit card guidlines?

Question by ev1go: Credit card guidlines?
In regaurds to credit card fraud. Are all credit cards protected against fraud? So it doesn’t matter what credit card you have, you can always disbute a bill or a charge to the account?

Best answer:

Answer by Corporate America !!
If someone, other than yourself, had made unauthorized charges on your acct, so long as you reported it after receiving your billing statement, then the credit card company can only hold you liable for no more than $ 50. This is the standard policy across the nation, unless your state has consumer protection laws that protects you from this $ 50 liability limit. Its important to always review the status of your credit card account more often than one month. Although the statement is only mailed out monthly, most (if not all) credit card companies allow you to access the account online, so you can look it over and see if there had been any fraudulent charges made on it. Visa, MasterCard, Discover, and American Express are favorite targets for fraud. If you have any one of these credit cards, its best to go online twice a week (or more) and inspect for fraudulent charges.

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