Credit cards to start using smart chip technology to help stop fruad
Sandy Olsen grew up in Northern California but now lives in Italy, where cards embedded with smart chips have been in use for more than a decade. They are now being used here in the U.S. and credit card companies are mailing out millions of them.
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New EMV chip credit cards protect you from fraud
Thieves have caught up with technology, so now it's technology's turn to run ahead of them when it comes to your debit or credit card. "As your card expires, your bank or credit union will re-issue your card and you will see it has a chip on it," said …
Read more on First Coast News
Citibank Is Watching Your Credit Card Swipes
"The goal of a credit card company is to get you to spend as much as possible on your credit card," said Nick Clements, a former managing director for Barclay's who now runs MagnifyMoney, a company that helps consumers decipher the fine print of …
Read more on TheStreet.com
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Question by Devin E: online ACH payment put me over the limit, please help!?
I recently recieved a credit card from capital one. I have a line of $ 500 credit, and have been making transactions but have also been paying them off. recently I have made a couple transactions that have put me close to my limit but certainly not over it. I checked the account online today and it said it was over the available credit limit so i checked the recent transactions and saw that there was an “online returned ACH” payment for $ 100 which ut me over the limit. What does that mean and how do i fix it? Will this hurt my credit score?
Best answer:
Answer by Jessica
Capital One is evil.
Know better? Leave your own answer in the comments!
Question by megan: need help first credit card!?
I have had a job for two years and now i want to build my credit. i have been told to apply for a credit card but which one to apply for is hard. i dont know anything about credit cards other than you charge now and pay later. what is a good first credit card? i take i have no credit history and im 20 going on 21.
Best answer:
Answer by Jamal
Go with a store creditcard, like wall mart, home depot ect..
You might get denied otherwise, then use that to build good credit and then get a better credit card.
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