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Lastest Credit Card News

Police searching for credit card theft suspects after YMCA locker burglary
Police searching for credit card theft suspects after Katy YMCA locker burglary. Credit card theft suspects. Fort Bend County investigators are looking for three people who stole from lockers at the Katy YMCA. The thieves were later caught on-camera …
Read more on KTRK-TV

Columbus police seek help identifying credit card number thieves | WRBL – WRBL.com
Financial Crimes Unit Corporal Jane Edenfield says in a release the two men are accused of using a stolen credit card number to make large purchases at a local store. Edenfield says police do not know how the men got the credit card number. The victim …
Read more on WRBL

Elderly woman's credit card financed drugs – Daily Commercial: News
Credit card charges for groceries, gift cards, men's clothing, children's clothing, athletic shoes, electronics, automotive repairs, intimate apparel, hosiery and sporting goods all showed up on the woman's credit card soon after she was hospitalized …
Read more on Daily Commercial

I travelled to 41 countries using borrowed air miles and credit card points

I travelled to 41 countries using borrowed air miles and credit card points
I am a 29-year-old woman from a middle-class Indian family from a Kolkata suburb. My father worked with the Indian Army. Once a year, during the vacations, my family travelled in trains using my father's leave travel allowance. Those journeys weren't …
Read more on Quartz

5 tips for your first college credit card
But as students get closer to graduation, building good credit for post-grad purchases — such as a car — becomes increasingly important. Likewise, students who are traveling abroad should have a credit card on them in case of emergencies. And young …
Read more on USA TODAY College

Crime Stoppers: Lexington Police Searching For Credit Card Thief
Lexington Police aren't sure how a man caught on camera using stolen credit cards is getting them, but they want him stopped before he gets away with it again. Officers say the ease with which this crook worked back on January 5, only minutes after the …
Read more on LEX18 Lexington KY News

Police: Banks Lost Over $9000 To Credit Card Skimming Operation On Long

Police: Banks Lost Over 00 To Credit Card Skimming Operation On Long
GARDEN CITY, N.Y. (CBSNewYork) — Two men were charged Thursday with using a skimming device to capture credit numbers and create fraudulent cards – resulting in losses of $ 9,000 to multiple banks. Kenneth Osias, 30, of Brentwood, and Otis Barnes, …
Read more on CBS Local

5 Most Important Things To Consider When Picking A Credit Card
If you are interested in obtaining a new credit card, then you need to think about a few of the critical factors that should go into that decision. Applying for a new credit card should not be a decision made lightly, and there are credit cards …
Read more on LowCards.com

Q&A: Student credit card?

Question by Korey B: Student credit card?
I am looking for a good student credit card to see my through college. Where can I go?

Best answer:

Answer by William S
I’ve linked both a list of student credit cards, and a page about managing your credit. Don’t assume you can only get the student cards, though; as long as you have a good credit rating, you can get good cards even with low income. (I’m a student myself, but none of my cards are student cards, and the limits are decent)

Know better? Leave your own answer in the comments!

Q&A: unsecured credit card?

Question by *Bitch please*: unsecured credit card?
what is a unsecured credit card?

Best answer:

Answer by MadMan
It is a “normal” credit card in which the borrower does not have to deposit any cash with the issuer.

Give your answer to this question below!

Establishing credit with no credit or credit card?

Question by Alan: Establishing credit with no credit or credit card?
How would I go about establishing credit with no credit or credit card? I am 21 with no credit or credit card, just a checking/savings account with a debit card. And thats all I want for the rest of my life. I dont spend money unless I have it so I’m not looking into getting a credit card and dealing with all the mess(signing up, extra cards in my wallet, charges, etc). So how can I?
I dont think i can even have my own verizon cellphone plan with no credit unless I put down a huge deposit.

Any help or tips are nice!
Thanks

Best answer:

Answer by Toni
Credit cards are free to use.
If you pay the bill in full each month, you never pay interest and can easily get amazing scores without ever paying a penny.
Any other way of establishing credit will cost you money.

If you get an answer to get a secured card – remember that this card turns into a credit card.
So if you don’t like credit cards – don’t do it.

Secured loan – best way – but will cost you (vs. a free credit card).
With this loan you deposit $ 1,500 to $ 3,000 into a savings or cd and you make a secured loan against it.
Tell the bank what you are doing upfront, and spend at least one year paying back.

Re-consider getting a credit card.
It’s a 100% free way to get top credit ratings without ever paying a penny.
Just make sure you can pay in full each month.
If you ever carry a balance and pay interest it can easily destroy your credit and your life.
47% of Americans pay in full each month (never paying interest or any type of fee).
They have the top scores – could you be one of them???

Know better? Leave your own answer in the comments!

This Week In Credit Card News: Days Of Paying Cash Are Gone, Mobile Pay Not

This Week In Credit Card News: Days Of Paying Cash Are Gone, Mobile Pay Not
It's all in the cards–the days of cash and carry are long gone. That's the finding of a recent survey that asked more than 500 people about their preferred payments methods. When people pay in person, 42% use debit cards and 38% use credit cards, while …
Read more on Forbes

7 Dangerous Credit Card Mistakes You're Making
Credit can also bail us out of a jam, especially if our emergency funds aren't quite up to the task. Unfortunately, that convenience comes at a price. Aside from uncontrolled, in-the-moment spending, credit card use opens us to a variety of dangerous …
Read more on U.S. News & World Report (blog)

5 Credit Card Features You Wish You Had — That Actually Exist
Many credit cards that offer huge sign-up bonuses don't provide much long-term value in terms of ongoing rewards and extra features. The Nerds found five credit cards that offer unique features that may alone provide a compelling enough reason to apply.
Read more on NerdWallet (blog)

Credit card guidlines?

Question by ev1go: Credit card guidlines?
In regaurds to credit card fraud. Are all credit cards protected against fraud? So it doesn’t matter what credit card you have, you can always disbute a bill or a charge to the account?

Best answer:

Answer by Corporate America !!
If someone, other than yourself, had made unauthorized charges on your acct, so long as you reported it after receiving your billing statement, then the credit card company can only hold you liable for no more than $ 50. This is the standard policy across the nation, unless your state has consumer protection laws that protects you from this $ 50 liability limit. Its important to always review the status of your credit card account more often than one month. Although the statement is only mailed out monthly, most (if not all) credit card companies allow you to access the account online, so you can look it over and see if there had been any fraudulent charges made on it. Visa, MasterCard, Discover, and American Express are favorite targets for fraud. If you have any one of these credit cards, its best to go online twice a week (or more) and inspect for fraudulent charges.

Give your answer to this question below!

Lastest Card Processing News

New Online Gambling Credit Card Codes Bring About Payment Processing
PartMasterCard and Visa issued several new credit card codes to help banks differentiate between licensed state-run, legal online gambling, and illegal online gambling transactions. The three new codes carved out these legal activities from the …
Read more on OnlinePokerReport.com

Merchant Warehouse Named Third Best Credit Card Processing Service by
NAPLES, FL–(Marketwired – July 07, 2015) – topcreditcardprocessors.com, the independent authority on credit card processors, has named Merchant Warehouse the third best credit card processing service for July 2015. Each month the independent …
Read more on Consumer Electronics Net

Detroit Zoo gift shop has credit card security breach
The Detroit Zoo's gift shop has suffered a data security breach, zoo officials said today. The zoo's third-party vendor that handles its retail services, Denver-based Service Systems Associates, detected malware in its software at nine zoos across the …
Read more on Detroit Free Press

secured credit card?

Question by babydoll: secured credit card?
What exactly is a secured credit card?

Best answer:

Answer by KyOOt T
Prepaid credit card. You have to deposit money first into the card before you use it.

What do you think? Answer below!