Category Archives:ACH Payment
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Will my bank bounce my ACH payment?

Question by Pzoff: Will my bank bounce my ACH payment?
Say I have a bill due for $ 100 tomorrow and I deposited that same amount yesterday. Tonight, I checked my bank balance and the “balance amount” is $ 100 but the “available amount” is only $ 80. Considering I have no outstanding/pending checks ‘out there’, etc., will I get slap with a non sufficient fund morning when other bank decides to withdraw my money for payment via ACH or will I be okay because I would have enough fund to cover the payment?

Best answer:

Answer by CandaceShelle
You need to base it off of your available balance because something has claimed that 20 dollars in your account so you will not have the funds in there to cover the ACH payment. Contact your institution and ask them what the 20 dollar hold is on your account and see about depositing the 20 dollars in there ASAP to cover the ACH transaction.

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7 Lessons from Target's Breach

7 Lessons from Target's Breach
Although the attack drew attention to the need for bolstered cybersecurity measures, retail breaches show no signs of abating. Other major payments breaches at retailers since Target have included Sally Beauty, Michaels, Home Depot, Kmart and Staples, …
Read more on BankInfoSecurity.com

The Single Most Important Metric to Measure to Improve Your Cash Flow
Make it easy for your clients to pay. Accept credit cards, PayPal, and other online payment options. Set clients up on auto-pay through an ACH bank draft or credit card. Take payments by phone or through your Web site. Make sure your invoice clearly …
Read more on Huffington Post

WSOP New Jersey: Independent Review and New Player Guide
The easiest way to make a deposit at WSOP NJ is to use the instant check feature, also known as an ACH payment. They typically have no fees and can accommodate both deposits and withdrawals, but must be used with a checking account. To transfer …
Read more on Pokerfuse

TransUnion SmartMove(R) Partners With YapStone's RentPayment(TM) to Offer
Through the YapStone integration, renters can submit rent payments, security deposits, or other fees to landlords using debit cards, credit cards, or ACH. "Traditional solutions for tenant credit checks and online payment solutions are based on monthly …
Read more on Marketwired (press release)

How long does an ach payment take to clear your bank account?

Question by gdavison: How long does an ach payment take to clear your bank account?
I payed HSBC and their records showed $ 34.00 was taken out on 08/19/08 but my own bank has not shown the deduction yet. I am pretty sure HSBC got paid because their records show standard payment. I am thinking that my bank took $ 34.00 out of someone else account or they goofed and lost it. Local branch customer service said wait tell Monday.
Update. My bank told me to wait a couple of more days. I am tired of waiting. I did call HSBC, they actually have the money. So, I am wandering if the Federal Reserve lost it or my bank lost it.

Best answer:

Answer by AIDAN’S MOM
HSBC has processed the ACH on there end, you should see it come our of your account in a couple of days. I wouldn’t worry just yet, if it is not out by Monday I would call them and double check what account number they w/d the funds from.. just to verify.

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Lastest ACH Payment News

PayStand Out of Beta And Ready To Take On PayPal
PayPal and PayStand accept both credit cards and (ACH) payments in the form of eChecks and Dwolla transfers, but PayStand takes the game to a whole new level by driving consumers toward bitcoin transactions. PayPal also revealed new plans. Click here …
Read more on PYMNTS.com

MyECheck to Provide Fully Electronic Check Services to VX Gateway
About MyECheck MyECheck Inc. is a leading electronic payment technology developer providing a new electronic payment method that is replacing cash, paper checks, credit & debit cards, and ACH "e-check" payments. MyECheck operates under license to …
Read more on Broadway World

Weber County Commission

Weber County Commission
PUBLIC NOTICE is hereby given that the Board of Commissioners of Weber County, Utah will hold a special commission meeting in the Commission Chambers of the Weber Center, 2380 Washington Boulevard, Ogden, Utah, commencing at 8:00 a.m. on …
Read more on Weber Sentinel News

Firco Continuity V5 provides next-generation security capabilities
Firco Continuity is multi-alphabet ready and can be interfaced to any banking application, operates on all major platforms, and filters any message type including ACH, SWIFT, FEDWIRE, and SEPA. The solution can filter against any sanctions list (such …
Read more on Bobsguide (press release)

Wisconsin DMV Launches Online Crash Reports Service
Users can then purchase the reports through a secure online credit card or ACH payment and receive a downloadable PDF report they can print and save. One or multiple crash reports can be purchased at a time. More on the new Crash Reports service can …
Read more on Business Wire (press release)

Western Union Business Solutions and Aptys Solutions Announce New

Western Union Business Solutions and Aptys Solutions Announce New
Rockwall, Texas-based Aptys Solutions provides financial institutions with a unified platform to support all methods of payment including image exchange, ACH processing, wire processing, payments archive, Federal Reserve messages, least cost routing, …
Read more on CNNMoney

TCI ePay is Changing the Way Oilfield Service Companies and Oilfield Suppliers
TCI ePay gives buyers a streamlined way to eliminate paper checks, migrate to ACH and pay their suppliers much faster. Furthermore, a built-in “Pay Me Now” interface delivers an early-pay option for suppliers where they can get paid in under 24 hours.
Read more on PR Web (press release)

Lastest ACH Payment News

Horizon Healthcare Services Select ACI Worldwide Application
Horizon Healthcare Services Inc., a New Jersey health insurer, has selected UP Bill Payment Solutions to for mobile, web, interactive voice response, call center, card and ACH payment options on one payment system. UP Bill Payment is a product of ACI …
Read more on Insurance Networking News

Global Payout Completes Acquisition of Mobile Payment App Provider Maxie
The company's proprietary and fraud resistant Consolidated Payment Platform (CPG), branded as MoneyTracTM, solves fund disbursement and payment challenges by giving the user the ability to transfer money, disburse funds or make ACH payments from …
Read more on Virtual-Strategy Magazine (press release)

Real-time payments: coming to America?

Real-time payments: coming to America?
Banks are pretty consistent in their defence of the status quo: “ACH in the US is pretty darn effective,” said the payment executive at a major bank in an interview, noting that with ACH, Fedwire, cards and wires, users have a good range of choices. “I …
Read more on Banking Technology

How to stop ach payday loans
Halal food is the best food for your health. However, as a member of UCU? Stay away from this place. If you have a mortgage on your home, payment is due upon registration? If you are having difficulty making payments and want to see which options fit …
Read more on album reviews site

Aptys Solutions Adds Industry Veteran Rose Davis to Senior Management Team
Rockwall, Texas-based Aptys Solutions provides financial institutions with a unified platform to support all methods of payment including image exchange, ACH processing, wire processing, payments archive, Federal Reserve messages, least cost routing, …
Read more on MarketWatch

The Real-Time Payments Revolution

The Real-Time Payments Revolution
In spite of the clear need for a ubiquitous faster payments system in the U.S., in August of 2012, NACHA failed to pass its Expedited Processing and Settlement (EPS) program to change the network rules. This would have expanded same day ACH …
Read more on Banktech

Bank says ZeekRewards settlement key to its survival
TPPP-TX, along with at least 22 Internet payday lenders it had as clients, were able to make authorized and unauthorized debit withdrawals from customer accounts through the ACH (automated clearinghouse) electronic payment network. As a result, the …
Read more on Winston-Salem Journal

Physicians' Rights Regarding Electronic Funds Transfer Focus of CMS Update
Fast forward to a recent CMS administrative simplification e-mail update directed to Medicare participating physicians in which CMS urged physicians to consider receiving EFT payments through the Automated Clearing House (ACH) Network. The ACH …
Read more on AAFP News Now

Q&A: how can accept ACH payments ?

Question by Muhammad Kashif: how can accept ACH payments ?

Best answer:

Answer by Qasim
ACH Processing through National Processing can save you time and money with rates as low as
$ 0.12 FLAT! We can guarantee a lower rate if you are currently processing. Call our specialists today
at 800-720-3323 to learn more about our ACH services.

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