Category Archives:Credit Cards
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Q&A: credit cards?

Question by margarito209: credit cards?
is there any credit cards that you qualify for once u turn 18 and dont have any acounts in ur credit history? because im trying to build my credit score… please let me know any store that gives u credit card. thanks!!!

Best answer:

Answer by Jeremy P
I would recommend avoiding ‘store’ credit cards altogether. They usually have extremely high interest rates (23.99%-29.99%) and other hidden fees. You might want to consider a credit card for people with poor / no credit here:

http://www.asapcreditcard.com/unsecured-offers.html

While these offers tend to have higher interest rates and additional fees when compare to ‘standard’ credit cards– you’ll pay much less than a store credit card. Plus, they’ll give you the chance to prove your creditworthiness and improve your credit score.

Eventually… with regular, on-time payments– you’ll be able to apply for better offers with lower APR’s and less fees.

Hope this helps. GOOD LUCK!

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US banks starting toward microchip credit cards

US banks starting toward microchip credit cards
Major credit card companies are pushing banks and merchants to convert to microchip technology because personal information is much harder to lift from microchips. In October 2015, the liability for fraud will shift from the bank or credit union to …
Read more on The Virginian-Pilot

US banks starting towards microchip credit cards
Major credit card companies are pushing banks and merchants to convert to microchip technology because personal information is much harder to lift from microchips. In October 2015, the liability for fraud will shift from the bank or credit union to …
Read more on The Virginian-Pilot

Establishing credit with no credit or credit card?

Question by Alan: Establishing credit with no credit or credit card?
How would I go about establishing credit with no credit or credit card? I am 21 with no credit or credit card, just a checking/savings account with a debit card. And thats all I want for the rest of my life. I dont spend money unless I have it so I’m not looking into getting a credit card and dealing with all the mess(signing up, extra cards in my wallet, charges, etc). So how can I?
I dont think i can even have my own verizon cellphone plan with no credit unless I put down a huge deposit.

Any help or tips are nice!
Thanks

Best answer:

Answer by Toni
Credit cards are free to use.
If you pay the bill in full each month, you never pay interest and can easily get amazing scores without ever paying a penny.
Any other way of establishing credit will cost you money.

If you get an answer to get a secured card – remember that this card turns into a credit card.
So if you don’t like credit cards – don’t do it.

Secured loan – best way – but will cost you (vs. a free credit card).
With this loan you deposit $ 1,500 to $ 3,000 into a savings or cd and you make a secured loan against it.
Tell the bank what you are doing upfront, and spend at least one year paying back.

Re-consider getting a credit card.
It’s a 100% free way to get top credit ratings without ever paying a penny.
Just make sure you can pay in full each month.
If you ever carry a balance and pay interest it can easily destroy your credit and your life.
47% of Americans pay in full each month (never paying interest or any type of fee).
They have the top scores – could you be one of them???

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Bloomfield Township police search for suspects who stole, used elderly woman's

Bloomfield Township police search for suspects who stole, used elderly woman's
(WXYZ) – Bloomfield Township police are asking for the public's help to find a man and a woman who are believed to have stolen an elderly woman's credit cards. Police say the pair then used the credit cards at several nearby stores. The theft happened …
Read more on WXYZ

Police searching for man who stole credit cards from car in Chesapeake
Police are asking for the public's help identifying this man who allegedly stole credit cards and other items from a vehicle parked in the 1100 block of Birchwater Arch. The vehicle was broken into on August 1st. Shortly thereafter the victim learned …
Read more on wtkr.com

secured credit card?

Question by babydoll: secured credit card?
What exactly is a secured credit card?

Best answer:

Answer by KyOOt T
Prepaid credit card. You have to deposit money first into the card before you use it.

What do you think? Answer below!

POLICE LOG: Lower Gwynedd Police investigating theft of credit cards

POLICE LOG: Lower Gwynedd Police investigating theft of credit cards
Police said the female then entered the an office and stole a purse containing numerous credit cards. The cards were immediately used at Macy's Department Store in Montgomery Township, Target in Montgomery Township, a Shell Gas Station, and Rite Aid …
Read more on The Reporter

Bloomington treasurer faces credit card questions
BLOOMINGTON, Ind. – Southern Indiana prosecutors are seeking a special prosecutor to investigate allegations that the county's treasurer made questionable credit card charges during trips to Indianapolis. Monroe County Chief Deputy Prosecutor Bob …
Read more on Indianapolis Star

'Credit card deals for those with good credit could get worse'
Credit card offers could become less attractive for responsible borrowers following the announcement of a review by the financial watchdog into Britain's £150bn credit card market. The Financial Conduct Authority (FCA) will assess if struggling …
Read more on Telegraph.co.uk

Police: Men with fake credit cards may face more charges

Police: Men with fake credit cards may face more charges
State police at Hazleton said they found out more about two men caught with over three dozen fake credit cards in a vehicle Tuesday and the results of that further investigation could leave the men facing additional charges. Troopers said an officer on …
Read more on Standard Speaker

Coupons.com Introduces Ability to Load Digital Coupons to Credit Cards for
Using the Coupons.com website or Coupons.com mobile apps for iOS and Android, shoppers can easily add digital coupons to their credit or debit cards from Visa, MasterCard or American Express for automatic redemption at checkout. Offers are available …
Read more on Wall Street Journal

This Week In Credit Card News–Card Hackers Using Blackmail, Are Loans Now
While hackers tried to get rich by stealing millions of credit cards from Target, other cybercriminals have quietly tried another method to make a quick buck: asking companies to pay them to go away. Cybercriminals have threatened to disclose sensitive …
Read more on Forbes

Q&A: Student credit card?

Question by Korey B: Student credit card?
I am looking for a good student credit card to see my through college. Where can I go?

Best answer:

Answer by William S
I’ve linked both a list of student credit cards, and a page about managing your credit. Don’t assume you can only get the student cards, though; as long as you have a good credit rating, you can get good cards even with low income. (I’m a student myself, but none of my cards are student cards, and the limits are decent)

Know better? Leave your own answer in the comments!

Police: Woman found with 50 fraudulent gift cards, credit cards

Police: Woman found with 50 fraudulent gift cards, credit cards
Officials charged 27-year-old Quira Taylor with fraudulent use of credit cards, forgery of a credit card, grand theft by fraud, forgery of credit cards, possession of a list of personal identifiers and trafficking in counterfeit cards. According to …
Read more on WESH Orlando

With These VIP Credit Cards, Who Needs Plastic?
Like AmEx's faithful Roman soldier, Black Card membership will buy you round-the-clock concierge assistance, travel discounts and rewards and airport lounge access. For globetrotters, one major enticement is that foreign transaction fees are waived …
Read more on DailyFinance

Lastest Credit Cards News

Eiko and her credit card
credit cards
Image by eikootje
On the 24urenloop there was a stand of KBC where you could let them take a picture to put on your credit card. That’s how Eiko received her first credit card! Ok it was a festival credit card but anyway…
Action: www.mijnKBCkaart.be.

Picture taken by Fu.

Robbers grab cash, credit cards near Drake
One of the suspects pulled the victim's shirt and cut it. Police said the victim then handed over his wallet. The robbers took his credit cards and cash before throwing the wallet to the ground and fleeing, according to Des Moines Police reports. No …
Read more on DesMoinesRegister.com

Everyday Cheapskate: New uses for old credit cards
Before you cut up an expired credit card – or toss that silly fake one you got as junk mail – consider all the great things you can do with it! 1. BOOKMARK. It'll keep your place and act as a handy straightedge for underlining or highlighting. 2. GLASS …
Read more on Herald & Review

Arrest ends counterfeit credit card scheme
by: COURTESY OF BPD – Beaverton detectives recovered on Saturday nearly 100 counterfeit credit cards Beaverton police detectives have arrested two Miami men who they say were using several counterfeit credit cards to buy merchandise in nearly a …
Read more on Portland Tribune