Question by babydoll: secured credit card?
What exactly is a secured credit card?
Best answer:
Answer by KyOOt T
Prepaid credit card. You have to deposit money first into the card before you use it.
What do you think? Answer below!
MasterCard and Wal-Mart Partner On Store Branded Credit Cards
After almost a decade of partnership with Discover, Wal-Mart and its subsidiary property Sam's Club have elected to enter into an agreement to make MasterCard their go-to payments network for handling all transactions on its store-branded credit cards.
Read more on PYMNTS.com
PayStand Launches Online Payment Service For Bitcoin, Credit Cards And E …
Customers, meanwhile, will get informed of the costs associated with each transaction method, ranging from 2.9 percent for a credit card purchase, 25 cents for online check, and no charge for making a bitcoin-based payment. If merchants receive their …
Read more on TechCrunch
Couple on the run wanted for sophisticated fraud scheme
HOUSTON (KTRK) — Harris County Sheriff's Office investigators are hoping the public can lead them to a couple wanted for a sophisticated credit card fraud enterprise involving over 100 known victims.
Read more on abc13.com
Question by margarito209: credit cards?
is there any credit cards that you qualify for once u turn 18 and dont have any acounts in ur credit history? because im trying to build my credit score… please let me know any store that gives u credit card. thanks!!!
Best answer:
Answer by Jeremy P
I would recommend avoiding ‘store’ credit cards altogether. They usually have extremely high interest rates (23.99%-29.99%) and other hidden fees. You might want to consider a credit card for people with poor / no credit here:
http://www.asapcreditcard.com/unsecured-offers.html
While these offers tend to have higher interest rates and additional fees when compare to ‘standard’ credit cards– you’ll pay much less than a store credit card. Plus, they’ll give you the chance to prove your creditworthiness and improve your credit score.
Eventually… with regular, on-time payments– you’ll be able to apply for better offers with lower APR’s and less fees.
Hope this helps. GOOD LUCK!
Know better? Leave your own answer in the comments!
Question by Alan: Establishing credit with no credit or credit card?
How would I go about establishing credit with no credit or credit card? I am 21 with no credit or credit card, just a checking/savings account with a debit card. And thats all I want for the rest of my life. I dont spend money unless I have it so I’m not looking into getting a credit card and dealing with all the mess(signing up, extra cards in my wallet, charges, etc). So how can I?
I dont think i can even have my own verizon cellphone plan with no credit unless I put down a huge deposit.
Any help or tips are nice!
Thanks
Best answer:
Answer by Toni
Credit cards are free to use.
If you pay the bill in full each month, you never pay interest and can easily get amazing scores without ever paying a penny.
Any other way of establishing credit will cost you money.
If you get an answer to get a secured card – remember that this card turns into a credit card.
So if you don’t like credit cards – don’t do it.
Secured loan – best way – but will cost you (vs. a free credit card).
With this loan you deposit $ 1,500 to $ 3,000 into a savings or cd and you make a secured loan against it.
Tell the bank what you are doing upfront, and spend at least one year paying back.
Re-consider getting a credit card.
It’s a 100% free way to get top credit ratings without ever paying a penny.
Just make sure you can pay in full each month.
If you ever carry a balance and pay interest it can easily destroy your credit and your life.
47% of Americans pay in full each month (never paying interest or any type of fee).
They have the top scores – could you be one of them???
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Question by wblueyesinvt35: what is the best subprime credit card?
I have been building my credit and i have an aspen card and a continental card what are other good credit building cards?
Best answer:
Answer by TaxMaven
NONE. Geez, you already tanked your credit & now you want to get more BRAND NEW credit cards to trash?! Come on! Credit has not been a blessing in your life so far. I’m not trying to be mean to you. I’ve been broke before, but I learned my lesson. Consequently, I have not opened a credit account of any kind since 2002. I pay cash for everything (even cars) b/c I live on less than I make & save for big purchases & emergencies. You should try it. My freaking house is almost paid for, & I have so much peace about my finances that it scares all my broke relatives. I use Dave Ramsey’s “Total Money Makeover”. At least grab a copy from your local library or bookstore & read it before you go off thinking that you need “good credit” to have a good life.
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Police: Banks Lost Over 00 To Credit Card Skimming Operation On Long …
GARDEN CITY, N.Y. (CBSNewYork) — Two men were charged Thursday with using a skimming device to capture credit numbers and create fraudulent cards – resulting in losses of $ 9,000 to multiple banks. Kenneth Osias, 30, of Brentwood, and Otis Barnes, …
Read more on CBS Local
5 Most Important Things To Consider When Picking A Credit Card
If you are interested in obtaining a new credit card, then you need to think about a few of the critical factors that should go into that decision. Applying for a new credit card should not be a decision made lightly, and there are credit cards …
Read more on LowCards.com
Police: Men with fake credit cards may face more charges
State police at Hazleton said they found out more about two men caught with over three dozen fake credit cards in a vehicle Tuesday and the results of that further investigation could leave the men facing additional charges. Troopers said an officer on …
Read more on Standard Speaker
Coupons.com Introduces Ability to Load Digital Coupons to Credit Cards for …
Using the Coupons.com website or Coupons.com mobile apps for iOS and Android, shoppers can easily add digital coupons to their credit or debit cards from Visa, MasterCard or American Express for automatic redemption at checkout. Offers are available …
Read more on Wall Street Journal
This Week In Credit Card News–Card Hackers Using Blackmail, Are Loans Now …
While hackers tried to get rich by stealing millions of credit cards from Target, other cybercriminals have quietly tried another method to make a quick buck: asking companies to pay them to go away. Cybercriminals have threatened to disclose sensitive …
Read more on Forbes
POLICE LOG: Lower Gwynedd Police investigating theft of credit cards
Police said the female then entered the an office and stole a purse containing numerous credit cards. The cards were immediately used at Macy's Department Store in Montgomery Township, Target in Montgomery Township, a Shell Gas Station, and Rite Aid …
Read more on The Reporter
Bloomington treasurer faces credit card questions
BLOOMINGTON, Ind. – Southern Indiana prosecutors are seeking a special prosecutor to investigate allegations that the county's treasurer made questionable credit card charges during trips to Indianapolis. Monroe County Chief Deputy Prosecutor Bob …
Read more on Indianapolis Star
'Credit card deals for those with good credit could get worse'
Credit card offers could become less attractive for responsible borrowers following the announcement of a review by the financial watchdog into Britain's £150bn credit card market. The Financial Conduct Authority (FCA) will assess if struggling …
Read more on Telegraph.co.uk
Question by *Bitch please*: unsecured credit card?
what is a unsecured credit card?
Best answer:
Answer by MadMan
It is a “normal” credit card in which the borrower does not have to deposit any cash with the issuer.
Give your answer to this question below!
Wells Fargo extends credit card push in deal with Dillard's
Under a 10-year agreement likely to begin in the fourth quarter of 2014, Wells Fargo will offer private label and co-branded credit cards on behalf of Dillard's, taking over from General Electric Co's (GE.N) consumer finance unit. Financial terms of …
Read more on Reuters
Woman sought in use of stolen credit cards
Two women were seen on video in Manatee County using credit cards that were stolen from the vehicles parked at Tarpon Pointe. Anyone with information about the two women or the vehicle burglaries is asked to call Manatee County Crime Stoppers at …
Read more on Sarasota Herald-Tribune
