Q&A: what is the best subprime credit card?
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Q&A: what is the best subprime credit card?

Question by wblueyesinvt35: what is the best subprime credit card?
I have been building my credit and i have an aspen card and a continental card what are other good credit building cards?

Best answer:

Answer by TaxMaven
NONE. Geez, you already tanked your credit & now you want to get more BRAND NEW credit cards to trash?! Come on! Credit has not been a blessing in your life so far. I’m not trying to be mean to you. I’ve been broke before, but I learned my lesson. Consequently, I have not opened a credit account of any kind since 2002. I pay cash for everything (even cars) b/c I live on less than I make & save for big purchases & emergencies. You should try it. My freaking house is almost paid for, & I have so much peace about my finances that it scares all my broke relatives. I use Dave Ramsey’s “Total Money Makeover”. At least grab a copy from your local library or bookstore & read it before you go off thinking that you need “good credit” to have a good life.

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Comment (2)

  • Primdiva - May 25, 2014

    The average person can not live without credit. Orchard Bank is another one, also look into Wells Fargo Financial. WFF was credit cards for people with problem credit.

    It is great that you are trying to build your credit, with a good credit score you will have better rates on loans, and even car insurace.

  • spifiman1 - May 25, 2014

    If you already have two, why would you want another. You can build your credit with the ones you have. But, if you must have another? Try Orchard bank.