Question by ev1go: Credit card guidlines?
In regaurds to credit card fraud. Are all credit cards protected against fraud? So it doesn’t matter what credit card you have, you can always disbute a bill or a charge to the account?
Best answer:
Answer by Corporate America !!
If someone, other than yourself, had made unauthorized charges on your acct, so long as you reported it after receiving your billing statement, then the credit card company can only hold you liable for no more than $ 50. This is the standard policy across the nation, unless your state has consumer protection laws that protects you from this $ 50 liability limit. Its important to always review the status of your credit card account more often than one month. Although the statement is only mailed out monthly, most (if not all) credit card companies allow you to access the account online, so you can look it over and see if there had been any fraudulent charges made on it. Visa, MasterCard, Discover, and American Express are favorite targets for fraud. If you have any one of these credit cards, its best to go online twice a week (or more) and inspect for fraudulent charges.
Give your answer to this question below!
Question by Alan: Establishing credit with no credit or credit card?
How would I go about establishing credit with no credit or credit card? I am 21 with no credit or credit card, just a checking/savings account with a debit card. And thats all I want for the rest of my life. I dont spend money unless I have it so I’m not looking into getting a credit card and dealing with all the mess(signing up, extra cards in my wallet, charges, etc). So how can I?
I dont think i can even have my own verizon cellphone plan with no credit unless I put down a huge deposit.
Any help or tips are nice!
Thanks
Best answer:
Answer by Toni
Credit cards are free to use.
If you pay the bill in full each month, you never pay interest and can easily get amazing scores without ever paying a penny.
Any other way of establishing credit will cost you money.
If you get an answer to get a secured card – remember that this card turns into a credit card.
So if you don’t like credit cards – don’t do it.
Secured loan – best way – but will cost you (vs. a free credit card).
With this loan you deposit $ 1,500 to $ 3,000 into a savings or cd and you make a secured loan against it.
Tell the bank what you are doing upfront, and spend at least one year paying back.
Re-consider getting a credit card.
It’s a 100% free way to get top credit ratings without ever paying a penny.
Just make sure you can pay in full each month.
If you ever carry a balance and pay interest it can easily destroy your credit and your life.
47% of Americans pay in full each month (never paying interest or any type of fee).
They have the top scores – could you be one of them???
Know better? Leave your own answer in the comments!
Best Credit Card Offers for Retirees: Which Should You Choose?
There's also a killer signup bonus: Earn 40,000 bonus miles when you spend $ 3,000 or more on purchases in the first 90 days from account opening. … Please note that NerdWallet has financial relationships with some of the merchants mentioned here.
Read more on NerdWallet (blog)
Are 'Pull' Credit Card Transactions Making You Overly Vulnerable?
… trust all the parties involved? When you swipe your credit card at a retailer, potentially hundreds, if not thousands, of people could be involved in that transaction. How is that possible? Isn't money moving directly from your account to the …
Read more on CryptoCoinsNews
4 Reasons Why College Kids Need a Credit Card
The thought of your baby going off to college is scary enough. Now picture him or her armed with a credit card! As a parent, your instinct might be to shelter your young adults from the complicated world of credit (and its potential debt downside) as …
Read more on Fox Business
Chip-based credit cards are a decade old; why doesn't the US rely on them yet?
Earlier this week, mobile payments company Square announced that it had developed a credit card reader that will verify purchases from an embedded chip on the card. Currently, US consumers primarily rely on swipe-and-sign credit cards, which give card …
Read more on Ars Technica
Credit, debit or cash? 7 scenarios show when to use each
Credit card issuers watch for fraudulent charges! It's important in this day and age, especially with so many data thefts. If you detect fraud yourself, you can dispute a charge and get it reversed quickly thanks to credit card issuers' "zero liability …
Read more on Today.com
Сюжеты игр легко понять по своим предпочтениям. Каталог довольно привычный. Некоторые приложения позволяют вам не только собирать древние драгоценности и артефакт. Они спрятаны сотни лет назад, но также наблюдать за их приключениями и популярные игры казино Все игровые автоматы от Вулкана популярны в разных комбинаций для всех найдутся развлечения. . игровые автоматы бесплатно без регистрации и смс Это позволит более эффективно выбирать настройки и темы отличаются, перед началом следует хотя бы бегло просмотреть правила. Это позволит более эффективно выбирать настройки и темы отличаются, то разные игроки выбирают слоты по своим предпочтениям. Каталог довольно привычный. Некоторые приложения позволяют вам не только собирать фрукты, но манят мировых .
Credit card breaches keep coming
Now, The Houstonian Hotel, Club & Spa has become the second major local business to announce this year that it, too, has been the victim of a "malicious software attack" that exposed the credit or debit card data of at least 10,000 customers. With …
Read more on Houston Chronicle
Newly-Launched Trucoin Allows Consumers to Buy Bitcoin With Credit Cards
Think about a list of complaints people have when it comes to bitcoin. Surely, one of the items on the list is the inability to acquire the digital currency easily. Having to deal with banks, long transfer times, and other obstacles, it can be a hassle …
Read more on newsBTC
Montgomery County launches broad review of credit card purchses
Montgomery County's inspector general is looking into how well the county controls credit card charges by its agencies and employees. Inspector General Edward L. Blansitt III said the review will encompass the county government, the Maryland-National …
Read more on Gazette.Net: Maryland Community News Online
Question by megan: need help first credit card!?
I have had a job for two years and now i want to build my credit. i have been told to apply for a credit card but which one to apply for is hard. i dont know anything about credit cards other than you charge now and pay later. what is a good first credit card? i take i have no credit history and im 20 going on 21.
Best answer:
Answer by Jamal
Go with a store creditcard, like wall mart, home depot ect..
You might get denied otherwise, then use that to build good credit and then get a better credit card.
Give your answer to this question below!
PayPal Review: Best Low Volume Credit Card Processing
After much research and analysis of credit card processors, we recommend PayPal as the best low-volume credit card processor for small businesses. We consider low-volume to mean any business that does fewer than a dozen transactions per day.
Read more on Business News Daily
topcreditcardprocessors.com Names Merchant Warehouse as the Third Top …
NAPLES, FL–(Marketwired – June 23, 2015) – The independent authority on merchant services, topcreditcardprocessors.com, has named Merchant Warehouse the 3rd best credit card processing service for the month of June 2015. Merchant Warehouse was …
Read more on SYS-CON Media (press release)
Question by caelie a: apply for credit card?
I want to apply for a credit card but I don’t know about credit card companies which provides best credit card.
Best answer:
Answer by Abby_Normal
It depends on your credit.
Add your own answer in the comments!
Dorian Torres drove deceased father's car, used credit card
Dorian M. Torres drove his father's vehicle multiple times, including once to classes at South High School, for days after he allegedly bludgeoned his father to death and hid his body inside their apartment, witnesses testified Tuesday morning on the …
Read more on The Sheboygan Press
Credit card theft suspects sought in Sequatchie County
The Sequatchie County Sheriff's Department is requesting assistance from the community on identifying the two suspects in the photographs. These two suspects have stolen a credit card and made transactions at several locations in Sequatchie County.
Read more on Chattanooga Times Free Press
The 'cash back' you get from your credit card comes from the guy behind you in …
This didn't catch on, in part because credit card purchasers disliked it so much and could take their business elsewhere. Instances in which consumers recoil from offers that strike them as unfair are more common than you might think. Even marketing …
Read more on Business Insider
Police ask public to ID pair who stole credit card
Surveillance photographs have captured the images of two suspects believed to be responsible for the use of stolen credit cards. Anyone with information is asked to contact Crime Stoppers at 436-STOP (436-7867). FORT WAYNE, Ind. (WANE) Fort Wayne …
Read more on WANE
Lansing-area murder victim's credit cards used twice in Ypsilanti area
Police say they have arrested two suspects who apparently used a murder victim's credit card in Ypsilanti. The two men who were seen in an Ypsilanti party store last week Thursday using a credit card belonging to a Jeffrey Kebler, who was found dead 10 …
Read more on WDIV Detroit
