What Parents of Soon-to-Be College Students Need to Know About Credit Cards
It did put some needed restrictions on offering credit cards to students. For young adults under the age of 21, they have to show sufficient income before they can be approved unless they have a cosigner. The CARD Act also banned gift giving to entice …
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Women stole 000 in cash, credit cards from Kings Island guests
Between June 6 and July 2, the two women allegedly broke into 30 lockers at the Mason amusement park, stealing numerous items including nearly $ 10,000 in cash, credit cards, wallets, cellphones, gift cards, cameras, a Miami Valley Hospital ID and a …
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Credit Card Offers From Retailers Are No Bargain
We all know the drill: you're at the store, ready to pay for your purchases when the associate at the register makes a tempting offer: would you like to open a store credit card right now, and get a discount on what you're about to buy? Depending on …
Read more on International Business Times
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Police: Banks Lost Over 00 To Credit Card Skimming Operation On Long …
GARDEN CITY, N.Y. (CBSNewYork) — Two men were charged Thursday with using a skimming device to capture credit numbers and create fraudulent cards – resulting in losses of $ 9,000 to multiple banks. Kenneth Osias, 30, of Brentwood, and Otis Barnes, …
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5 Most Important Things To Consider When Picking A Credit Card
If you are interested in obtaining a new credit card, then you need to think about a few of the critical factors that should go into that decision. Applying for a new credit card should not be a decision made lightly, and there are credit cards …
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Question by Korey B: Student credit card?
I am looking for a good student credit card to see my through college. Where can I go?
Best answer:
Answer by William S
I’ve linked both a list of student credit cards, and a page about managing your credit. Don’t assume you can only get the student cards, though; as long as you have a good credit rating, you can get good cards even with low income. (I’m a student myself, but none of my cards are student cards, and the limits are decent)
Know better? Leave your own answer in the comments!
Question by *Bitch please*: unsecured credit card?
what is a unsecured credit card?
Best answer:
Answer by MadMan
It is a “normal” credit card in which the borrower does not have to deposit any cash with the issuer.
Give your answer to this question below!
Question by Alan: Establishing credit with no credit or credit card?
How would I go about establishing credit with no credit or credit card? I am 21 with no credit or credit card, just a checking/savings account with a debit card. And thats all I want for the rest of my life. I dont spend money unless I have it so I’m not looking into getting a credit card and dealing with all the mess(signing up, extra cards in my wallet, charges, etc). So how can I?
I dont think i can even have my own verizon cellphone plan with no credit unless I put down a huge deposit.
Any help or tips are nice!
Thanks
Best answer:
Answer by Toni
Credit cards are free to use.
If you pay the bill in full each month, you never pay interest and can easily get amazing scores without ever paying a penny.
Any other way of establishing credit will cost you money.
If you get an answer to get a secured card – remember that this card turns into a credit card.
So if you don’t like credit cards – don’t do it.
Secured loan – best way – but will cost you (vs. a free credit card).
With this loan you deposit $ 1,500 to $ 3,000 into a savings or cd and you make a secured loan against it.
Tell the bank what you are doing upfront, and spend at least one year paying back.
Re-consider getting a credit card.
It’s a 100% free way to get top credit ratings without ever paying a penny.
Just make sure you can pay in full each month.
If you ever carry a balance and pay interest it can easily destroy your credit and your life.
47% of Americans pay in full each month (never paying interest or any type of fee).
They have the top scores – could you be one of them???
Know better? Leave your own answer in the comments!
This Week In Credit Card News: Days Of Paying Cash Are Gone, Mobile Pay Not …
It's all in the cards–the days of cash and carry are long gone. That's the finding of a recent survey that asked more than 500 people about their preferred payments methods. When people pay in person, 42% use debit cards and 38% use credit cards, while …
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7 Dangerous Credit Card Mistakes You're Making
Credit can also bail us out of a jam, especially if our emergency funds aren't quite up to the task. Unfortunately, that convenience comes at a price. Aside from uncontrolled, in-the-moment spending, credit card use opens us to a variety of dangerous …
Read more on U.S. News & World Report (blog)
5 Credit Card Features You Wish You Had — That Actually Exist
Many credit cards that offer huge sign-up bonuses don't provide much long-term value in terms of ongoing rewards and extra features. The Nerds found five credit cards that offer unique features that may alone provide a compelling enough reason to apply.
Read more on NerdWallet (blog)
Question by ev1go: Credit card guidlines?
In regaurds to credit card fraud. Are all credit cards protected against fraud? So it doesn’t matter what credit card you have, you can always disbute a bill or a charge to the account?
Best answer:
Answer by Corporate America !!
If someone, other than yourself, had made unauthorized charges on your acct, so long as you reported it after receiving your billing statement, then the credit card company can only hold you liable for no more than $ 50. This is the standard policy across the nation, unless your state has consumer protection laws that protects you from this $ 50 liability limit. Its important to always review the status of your credit card account more often than one month. Although the statement is only mailed out monthly, most (if not all) credit card companies allow you to access the account online, so you can look it over and see if there had been any fraudulent charges made on it. Visa, MasterCard, Discover, and American Express are favorite targets for fraud. If you have any one of these credit cards, its best to go online twice a week (or more) and inspect for fraudulent charges.
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AP financial audit, utility credit top meeting
The ACH system automates the billing and payment collection process. “As we continue to grow, we look forward to implementing some of the long-established technologies for billing,” he said. “This improves our efficiency to process payments and …
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Finance Director
Submit and maintain automatic ACH payments from members. • Maintain Petty Cash and reconcile. • Track revenue and expenses for all major events and work with event lead to ensure accurate reporting; balance smaller events with Membee reports …
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Question by babydoll: secured credit card?
What exactly is a secured credit card?
Best answer:
Answer by KyOOt T
Prepaid credit card. You have to deposit money first into the card before you use it.
What do you think? Answer below!
PayPal Review: Best Low Volume Credit Card Processing
After much research and analysis of credit card processors, we recommend PayPal as the best low-volume credit card processor for small businesses. We consider low-volume to mean any business that does fewer than a dozen transactions per day.
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topcreditcardprocessors.com Names Merchant Warehouse as the Third Top …
NAPLES, FL–(Marketwired – June 23, 2015) – The independent authority on merchant services, topcreditcardprocessors.com, has named Merchant Warehouse the 3rd best credit card processing service for the month of June 2015. Merchant Warehouse was …
Read more on SYS-CON Media (press release)
