Tag Archives:credit
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3 Credit Cards That Will Save You Money on Summer Travel

3 Credit Cards That Will Save You Money on Summer Travel
So if you plan to do any traveling over the next three months, consider signing up for one of the following three rewards credit cards. You'll enjoy 5% back at the pump, lucrative signup bonuses, and the chance to earn free flights. Of course, rewards …
Read more on TIME

Unlocked cars open the door for North Fort Myers credit card thief
The victim says two cars were parked outside his North Fort Myers home on Deal Road during the overnight hours of Saturday, June 27 and Sunday morning, June 28. On Sunday, the victim received a fraud alert from one of his credit card companies …
Read more on Wink News

Credit Card Companies Abandon Backpage.com Over Sex Trafficking Complaints
CHICAGO — Major credit card companies, including American Express, Visa and MasterCard, will no longer let their cards be used to purchase adult ads on Backpage.com, a popular and controversial classified-ads site that critics say serves as a hub for …
Read more on Huffington Post

Q&A: unsecured credit card?

Question by *Bitch please*: unsecured credit card?
what is a unsecured credit card?

Best answer:

Answer by MadMan
It is a “normal” credit card in which the borrower does not have to deposit any cash with the issuer.

Give your answer to this question below!

Wells Fargo extends credit card push in deal with Dillard's

Wells Fargo extends credit card push in deal with Dillard's
Under a 10-year agreement likely to begin in the fourth quarter of 2014, Wells Fargo will offer private label and co-branded credit cards on behalf of Dillard's, taking over from General Electric Co's (GE.N) consumer finance unit. Financial terms of …
Read more on Reuters

Woman sought in use of stolen credit cards
Two women were seen on video in Manatee County using credit cards that were stolen from the vehicles parked at Tarpon Pointe. Anyone with information about the two women or the vehicle burglaries is asked to call Manatee County Crime Stoppers at …
Read more on Sarasota Herald-Tribune

Q&A: Secured credit cards?

Question by ~*BS~MRA~Girl*~: Secured credit cards?
Do secured credit cards improve your credit?

Best answer:

Answer by gvh
I think they do if you pay the card on time everytime.. close will not cut it..continue to ask for a larger line of credit but “do not use it” available credit is one thing they look at. Yo u don’t have to charge big monthly bills.

Add your own answer in the comments!

Pot credit union takes aim at agencies that denied account, insurance

Pot credit union takes aim at agencies that denied account, insurance
But the Financial Crimes Enforcement Network branch of the U.S. Department of Justice laid out a system in which banks can take on pot businesses so long as they keep detailed records of those transactions. Still, many banks refuse cannabis clients …
Read more on The Denver Post

FBME to challenge FinCEN's ruling in court
THE decision by the US Department of Treasury's Financial Crimes Enforcement Network, also known as FinCEN, to prohibit US financial institutions from opening or maintaining correspondent accounts or payable through accounts for or on behalf of FBME …
Read more on Cyprus Mail

Ohio man sentenced in credit card fraud scheme

Ohio man sentenced in credit card fraud scheme
A search of the vehicle revealed 158 fraudulent credit cards, a laptop computer and a credit card encoder. The credit cards contained various names and account numbers and had been used in multiple fraudulent purchases throughout the country.
Read more on KYTX

It may sound like a good idea, but canceling credit cards can harm your credit
The reason why I cancel a credit card roughly once a year is, I tend to sign up for credit cards that offer large incentives to new customers, and then after a year when an annual fee pops up, I cancel them. To avoid harming my credit score, I won't …
Read more on Charleston Post Courier

General Electric spins off credit card unit in IPO
Synchrony Financial, the credit card unit of General Electric, made its debut Thursday as a public company, raising $ 2.9 billion in the year's largest initial public offering. The offering brings GE a step closer to reducing its footprint in financial …
Read more on Washington Post

Credit Card Merchant Accounts?

Question by DMG: Credit Card Merchant Accounts?
I recently submitted an application for a business credit card merchant account. It is an existing business with an existing merchant account with another company. This new provider wants me to give them my social security number even though the company has its own EIN/tax ID. Why would they want my social? Does this open me up to financial liabilities of the company? I know if they hard pull my credit information, this has a negative impact on my personal credit rating. The other option is to jump through hoops of sending several years tax returns and months of bank statements. What is the best course of action?
We have been in business for almost 7 years so it is not from lack of history.
This is not for a business credit card, it is for a merchant account to process credit cards.

Best answer:

Answer by RIP LUCY
Just give them your social. Sounds like they will approve your application, based upon your credit. One inquiry isn’t that harmfull and this way is way easier.

Know better? Leave your own answer in the comments!

Q&A: credit cards?

Question by margarito209: credit cards?
is there any credit cards that you qualify for once u turn 18 and dont have any acounts in ur credit history? because im trying to build my credit score… please let me know any store that gives u credit card. thanks!!!

Best answer:

Answer by Jeremy P
I would recommend avoiding ‘store’ credit cards altogether. They usually have extremely high interest rates (23.99%-29.99%) and other hidden fees. You might want to consider a credit card for people with poor / no credit here:

http://www.asapcreditcard.com/unsecured-offers.html

While these offers tend to have higher interest rates and additional fees when compare to ‘standard’ credit cards– you’ll pay much less than a store credit card. Plus, they’ll give you the chance to prove your creditworthiness and improve your credit score.

Eventually… with regular, on-time payments– you’ll be able to apply for better offers with lower APR’s and less fees.

Hope this helps. GOOD LUCK!

Know better? Leave your own answer in the comments!

Q&A: Student credit card?

Question by Korey B: Student credit card?
I am looking for a good student credit card to see my through college. Where can I go?

Best answer:

Answer by William S
I’ve linked both a list of student credit cards, and a page about managing your credit. Don’t assume you can only get the student cards, though; as long as you have a good credit rating, you can get good cards even with low income. (I’m a student myself, but none of my cards are student cards, and the limits are decent)

Know better? Leave your own answer in the comments!

US banks starting toward microchip credit cards

US banks starting toward microchip credit cards
Major credit card companies are pushing banks and merchants to convert to microchip technology because personal information is much harder to lift from microchips. In October 2015, the liability for fraud will shift from the bank or credit union to …
Read more on The Virginian-Pilot

US banks starting towards microchip credit cards
Major credit card companies are pushing banks and merchants to convert to microchip technology because personal information is much harder to lift from microchips. In October 2015, the liability for fraud will shift from the bank or credit union to …
Read more on The Virginian-Pilot